The Drill.

Fire departments don't hand out pamphlets and hope; they run drills. This is a three-minute rehearsal of a real scam pattern — the “bank fraud department” call — one decision at a time. It's private: nothing is recorded, nothing is sent anywhere, and there's no sign-up.

Based on the “phantom hacker” pattern documented by the FBI. The dialogue is a composite for practice, not a transcript.